Money Made Intelligent.Legal & Compliance
Legal & Compliance.
Transparency is part of the product. Every agreement, policy, and regulatory disclosure that governs Milli, in one place.
Core Legal
Terms of ServiceThe agreement that governs your account, subscription, and use of Milli.End User License AgreementLicense terms for the Milli iOS application, including Apple App Store requirements.Software License AgreementOwnership of the Milli software and restrictions on copying, reverse engineering, and redistribution.API Terms of UseRules for developers and partners accessing Milli's API or user data.Acceptable Use PolicyActivities that are prohibited on the Milli platform.Arbitration Agreement & Class Action WaiverHow disputes are resolved, including individual arbitration and your right to opt out.Intellectual Property & Copyright NoticeMilli trademarks, ownership of content, and how to submit a DMCA notice.
Privacy
Privacy PolicyWhat we collect, how we use it, how Plaid connections work, and your rights under CCPA and GDPR.Cookie PolicyThe cookies and similar technologies used on drivemilli.com, and how to control them.California Privacy Rights Notice (CPRA)Rights for California residents under the CCPA as amended by the CPRA.Do Not Sell or Share My Personal InformationOur CCPA/CPRA disclosure and a working opt-out for sale or sharing of personal information.Financial Privacy Notice (GLBA)Our federal Gramm-Leach-Bliley Act privacy notice, presented in the FTC model form format.E-SIGN Consent & Electronic Communications DisclosureYour consent to receive disclosures, statements, and notices electronically under the federal E-SIGN Act.Data Processing Agreement (DPA)GDPR and UK GDPR terms covering controller and processor roles, subprocessors, transfers, and breach notification.Illinois Biometric Information Privacy Act (BIPA) NoticeHow Face ID and Touch ID work in Milli, and our commitment never to collect, sell, or retain biometric data.
Financial & Compliance
Financial DisclaimerMilli is not a licensed financial advisor or broker, and Milli AI is not a licensed CPA, attorney, or enrolled agent. Information is for informational purposes only.KYC/AML DisclosureIdentity verification required for the Milli Elite Card features.Regulation E Disclosure (Electronic Fund Transfers)Your rights for electronic fund transfers, error resolution, and liability for unauthorized transfers.Bank Secrecy Act (BSA) / AML Program StatementMilli's commitment to preventing money laundering and financial crime.FinCEN Compliance StatementMilli's comprehensive BSA, AML, SAR, CTR, OFAC, record retention, and information-sharing program.FinCEN / Money Services Business (MSB) DisclosureMilli's MSB registration status and how money transmission is handled.IRS Reporting & Tax DisclaimerMilli's role as a tax preparation platform, the status of electronic filing, your responsibilities, and IRS authorization notices.Milli Elite Card Cardholder AgreementTerms for the Milli Elite Visa card: fees, unauthorized transaction liability, disputes, and lost or stolen cards.COMING SOON. EFFECTIVE UPON CARD LAUNCH.PCI DSS Compliance StatementHow Milli and its partners protect cardholder data under the Payment Card Industry Data Security Standard.IN PROCESSSOC 2 Compliance SummaryMilli's SOC 2 program status (In Process) and the Trust Services Criteria it covers.IN PROCESSState Regulatory LicensesMilli's state-by-state regulatory status and service availability.FDIC Insurance DisclosureThe FDIC insurance status of funds connected to or held through Milli.USA PATRIOT Act / Customer Identification Program NoticeImportant information about procedures for opening a new account.
Security
Security PolicyMilli's corporate security program: access, people, incident response, vulnerability management, testing, and vendors.Data Security PolicyHow customer data is encrypted, connected through Plaid, monitored, and protected, and how breaches are notified.Vulnerability Disclosure PolicyHow security researchers can report vulnerabilities, our response commitments, and safe harbor.
Customer
Refund & Cancellation PolicyFree trial terms, how to cancel, refunds, what happens to your data, and billing disputes.Accessibility StatementOur commitment to WCAG 2.1 AA, and how to request accommodations.Beta Terms & Early Access AgreementTerms for pre-launch testers and early access users before and after the October 28, 2026 launch.Third-Party Licenses & AttributionsOpen-source software notices and attributions for integrated providers.Conflict of Interest & AI DisclaimerMilli AI is not a licensed advisor, and Milli has no financial interest in what it recommends.COPPA NoticeMilli is for adults 18 and older. How parents can request removal of a minor's information.Service Level AgreementOur reliability commitment, maintenance windows, incident tiers, outage communication, and service credits.